Terms and Conditions

Welcome to Vaani Wealth. These Terms and Conditions ("Terms") govern your use of our website and services (collectively, the "Service") operated by Vaani Wealth ("us", "we", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Vaani Wealth provides a suite of financial calculators and informational content for educational purposes only. The Service is not intended to provide financial, investment, or tax advice. You are responsible for your own financial decisions.

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service.

When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

The Service and its original content, features, and functionality are and will remain the exclusive property of Vaani Wealth and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries.

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Vaani Wealth does not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the results of using the Service will meet your requirements.

Please refer to our full Disclaimer page for more details.

In no event shall Vaani Wealth, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes will be subject to the exclusive jurisdiction of the courts in that location.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.